Commercial Risk Experts
Risk strategies for
Complete protection
Helping businesses protect contracts, crews, property, and operations with commercial insurance and surety solutions built around real-world risk.
Commercial Accounts
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Carrier Access
Strong markets. Better options.
Commercial Risk Experts
Helping business protect
What they've built
We help businesses protect the people, contracts, equipment, and operations that keep projects moving forward.
- Construction Expertise
- Surety & Bond Guidance
- Carrier Market Access
- Responsive Claims Help
- Contract-Driven Coverage
- Complex Risk Support
- Fleet & Equipment Risk
- Scalable Protection
- Years Experience
Commercial Risk & Surety
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They understand the contracts, deadlines, and exposures that come with complex projects.
Michael Charter
President, Carter Construction
Strategic Risk Solutions
Commercial Insurance designed to protect
Project excellence
Coverage built for contractors and growing businesses with crews, vehicles, property, equipment, contracts, and complex operating risks.
More Than Just Insurance Brokers
Dedicated to protecting businesses
Operate with confidence every day
Partner with experienced commercial risk advisors committed to delivering insights, strategies, and results that protect your business for less.
Client Retention
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%
Carrier Markets
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Proven Business Results
Risk Strategies that create
Efficient protection
See how tailored consulting solutions empowered organizations to improve efficiency, increase profitability, and accelerate growth.
Real Project Challenges. Proven Risk Solutions.
Discover practical commercial coverage strategies delivered across a wide range of industries and business sizes.
01
Coverage Built Around How You Do Business
Coordinate liability, property, auto, workers’ comp, umbrella, and specialty coverage into one practical protection strategy.
02
Reducing Risk Before Claims Happen
Review contracts, jobsite operations, fleets, equipment, and loss patterns to uncover gaps and strengthen risk controls.
03
Bonding Capacity For Bigger Opportunities
Strengthen submissions, protect surety relationships, and prepare for bid, performance, and payment bond requirements.
04
Lowering Your Total Cost Of Risk
Improve carrier fit, deductibles, coverage structure, claims handling, and long-term insurance efficiency—not just premium.
What Severin Clients Say
Real projects
From top industry leaders
See how practical risk guidance, responsive service, and stronger coverage strategies help businesses move forward with confidence.
Let's Talk Commercial Risk Solutions
Start protecting
Your next successful project
Tell us what you’re building, bidding, moving, or protecting. We’ll help identify the insurance, bonding, and risk requirements that matter most.
Comercial Insurance & Bonding Experts
Helping business find
Stronger risk solutions
Our dedicated Risk Advisors combine industry expertise, strategic thinking, and practical solutions to help businesses and projects on track.
Andrew Severin
Principal & Commercial Risk Advisor
Lisa Rodriguez
Director of Surety & Bonds
David Thompson
Commercial Lines Director
Have Questions?
Fast answers
To support better risk decisions
Clear answers to common questions about commercial insurance, surety bonds, contracts, and protecting complex business operations.
We help businesses structure general liability, property, commercial auto, workers’ compensation, umbrella, equipment, specialty coverage, and other commercial risk solutions based on their operations.
Yes. We work with contractors and businesses that need bid, performance, payment, and commercial surety bonds, including support with submissions and ongoing bonding relationships.
No. We work with growing businesses as well as larger organizations. The important factor is having commercial risks that benefit from thoughtful coverage and responsive advisory support.
Yes. We can review current policies, contracts, limits, deductibles, exposures, and coverage gaps to identify areas that may deserve attention before your next renewal or project.
Timing depends on the complexity of the risk and information required, but we prioritize active bids, contract requirements, and time-sensitive coverage needs whenever possible.
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Helping businesses overcome challenges, improve performance, and achieve long-term success through tailored consulting solutions.
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Strategic Business Solutions
Get in Touch
15 Exchange Place, Suite 1200
info@severinrisk.com
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